Jeevan Surabhi 20 Yrs.
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Features
Special Features
Benefits
Policy Parameters
Suitable For
The difference between the other money back plans and this plan is as follows:
Longer policy terms and limited premium paying term - This plan has a policy term of 20 years and premium paying term of 15 years.
Full sum assured is paid back as survival benefit by the end of premium paying term. However, the risk cover and additional risk cover continue and the policy participates in profits until the end of policy term.
Accident Benefit is restricted to the premium paying period and to the overall limit of Rs.5.00 lakhs on a single life.
Survival Benefits
Death Benefits
If death occurs at anytime during the term of a policy (provided the policy has been kept in force by payment of all premiums that had fallen due), the basic sum assured along with the vested bonus will be paid. The survival benefits already paid, if any, will not be deducted from this claim amount. An additional amount (depending on the duration of the policy) will also be paid on death under such a policy. The additional amounts payable, at various stages are shown in the table given below.
This plan holds special interest to people who besides wishing to provide for their old age and family feel the need for lump sum benefits at periodical intervals.
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